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Self-Insured Truck Drivers Who Cause Accidents Present Different Problems

Since Texas law doesn’t require truckers to have liability insurance (past what they carry on their truck to remain “street legal”) some trucking companies protect against personal injuries from accidents by self-insuring themselves. This usually involves the transport company reserving a percentage of their assets to pay accident claims, rather than purchasing coverage from a traditional insurer. Rare is the time when they aren’t underinsured. And though the federal government monitors the insurance industry, licensed adjusters and holds insurance companies to ethical standards as best it can, no such regulations govern companies that insure themselves. injury law

And even though you won’t need to deal with insurance adjusters, winning compensation from these “self-insured” companies can be far more difficult and often even more problematic. You will be dealing with an officer of the company, instead of an insurance adjuster. This company officer’s salary comes from company profits. Any amount paid to you for a serious and expensive injury comes directly out of company coffers. So if that officer compensates you for an injury, the amount is paid directly out company assets; which means the company officer is literally taking money out of their own pocket.

So it is not unusual for a self-insured company officer resorting to any means to deny your claim and protect the company’s assets. Officers of self-insured companies have been known to willfully dispose of damning evidence, bribe witnesses, and even intimidate victims. This explains why every time our attorneys are hired against a self-insured company, the first action we take is to prevent anyone from the defendant company from behaving inappropriately toward our clients. And we step in and prevent them from communicating with our clients in any way unless we are present.

Our Law Firm has decades of experience handling personal injury litigation in large truck wreck cases. If you or a loved one has been hit by one of these monsters and you are blameless, our expertise assures that you should receive the fairest compensation possible for the injuries and pain you have suffered or if a wrongful death of a loved one has occurred. We’ve helped deliver millions of dollars to hundreds of negligent accident victims in Texas. So if you or a loved one has been involved in a trucking accident in Texas, our experienced accident lawyers can win the best compensation possible for you.

Call us today at 1(800) 862-1260 (toll-free) for a free consultation. Get on the road to recovery so you and your family can get on with your lives.

Our Main Office:

Carabin Shaw P.C.
630 Broadway St, San Antonio, TX 78215
210-222-2288

Work Place Accident Lawyers - Personal Injury Law

When you have been hurt at work, you need a lawyer who is compassionate and understanding, but who will aggressively and methodically pursue justice on your behalf. More on this website

Texas workers' compensation laws are complex, and there is a rigid procedure that must be followed in order to get maximum compensation for your financial losses after a workplace injury. You need an experienced workers' compensation attorney who will help you navigate the workers' comp system quickly and get your claim approved.construction accident lawyers

At our Law Office, we have over 35 years of experience representing injured workers in Texas. We understand the Texas workers' compensation laws and can help you recover the money you need to take care of yourself and your family.

Workers' Compensation Versus Personal Injury Lawsuits

The Texas workers' compensation laws treat a workplace injury differently than other types of personal injury. If you have been injured at work, the only way to recover money for your losses is by making a workers' compensation claim. Furthermore, the workers' compensation law identifies the amount you will receive, based on the specific type of injury.

As an example, temporary disability cases are treated differently than permanent disability cases under the workers' compensation system. In general, there is less room to maneuver and negotiate in a workers' compensation case than there may be in a personal injury case based on a non-workplace injury.

The Texas Workers' Compensation Process: Why a Lawyer Is Important

Don't make the mistake of thinking that your injuries are obvious and that all you need to do is fill out a form to recover for your workplace injury. The process for filing a workers' compensation claim is complex and can be confusing. Your claim can be challenged on many grounds. Your employer may argue that the injury was not work-related or that you had the medical condition before you started your employment. Or, your workers' compensation claim may be approved, but with work restrictions that make it hard to get hired anywhere else.work place accident attorneys

When you have been injured on the job, you may feel frightened and frustrated. You want to go back to work, but fear you may never be able to go back. You worry that you may lose your job or be reassigned when you return. We understand your concerns.

At our Law Office, our entire staff is committed to easing your anxiety and providing a safe place where you know your interests are being protected. We want to help you make good decisions based on practical information and an understanding of the consequences of different options.

Car Accident Lawyers : Underinsured Motorist Claims

Are you having difficulty in filing an uninsured motorist or under-insured motorist claim? Our car accident lawyers can help you with your uninsured / under insured motorist claim.

Uninsured and under insured motorist coverage insurance is an optional form of insurance coverage that many people purchase. In fact, many car insurance providers will include it as part of a default package.personal injury

The idea behind this type of insurance coverage is that in the event your vehicle is struck by a driver that does not have any car insurance coverage, or does not have enough car insurance coverage to cover the full extent of you property damage or injuries, you will be able to file a claim against your own insurance company under the uninsured/ under insured portion of your insurance policy.

This is a fairly common scenario because most motorcycle accident drivers only carry the minimum insurance coverage that is required by law. It is very easy for the total of your property damage and personal injury damages to exceed the value of their policy. In most cases, their insurance company is not required to pay beyond the amount of the coverage that their insured purchased.

Difficulties in filing an UM claim

As you are probably aware, the whole idea behind the insurance industry is that they are banking on the fact that they will likely never have to pay out on most policies. Uninsured/ underinsured coverage works the same way only more so. Naturally, you will only receive a payout if you meet certain requirements and so forth.

The biggest hurdle to overcome is that you must completely exhaust the defendant’s insurance policy before any under insured money will be disbursed. If the defendant’s insurance company does not release their policy limits, you may never get be able to take advantage of a UM claim. Thus, it is imperative to have the help of an aggressive car accident injury attorney who can recover the full limits of the defendant’s insurance policy.

Practice Areas: Car Accidents, Trucking Accidents. On the Job Injuries. Wrongful Death. Construction Accidents, Boating Accidents, Premises Liability. Contact Us

Successes Legal Disclaimer

The personal injury attorneys of our Law Office have provided the information on this site to help inform the public about the potential application of civil law to certain situations. The information contained in on this website is not intended to help an individual make important legal decisions. An individual should only make a decision related to a legal case after consulting with an experienced and licensed attorney. Do not make any legal decisions based on information found on this or any other websites. Furthermore, laws and statutes change on a regular basis and information or results mentioned on this website may be based on laws or statutes that are no longer current. Additionally, every case is slightly different and will have its own subtleties and variations, and every case is subject to subtleties imparted by way of nuances imposed by the jurisdiction in which the case takes place and other outside factors such as preexisting agreements including binding arbitration, waivers, insurance coverage stipulations and policy terms, etc.

Contacting the personal injury attorneys of our Law Office through this website does not constitute an attorney client relationship. It is the policy of ourLaw Office that an attorney client relationship can only be established after a formal written engagement letter is endorsed by both the client and an officer of our Law Office. Any information transmitted through this website by submission of a contact form or by way of electronic email is not guaranteed to be secure and is not done so on a confidential basis.personal injury attorneys

Certain hyperlinks contained on this site may link to other websites including websites that are owned or operated by third parties unassociated with our Law Office. These hyperlinks are provided as a convenience whereby they may link the site visitor to a source of additional information. Our Law Office is not responsible for any of the content on any such site and is not responsible for any actions that may result from visiting such sites.

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Our Law Office makes every effort to comply with the ethical rules of advertising for the State of Texas. However, due to the nature of the internet, this information may be viewed in states where some aspect of this website is in conflict with that state's ethical codes. Our Law Office does not wish to attract any potential client from any such state.

Reproduction, distribution, republication, and/or retransmission of material contained within our Law Office Website is prohibited unless the prior written permission of our Law Office has been obtained.

Seat belts are an effective means of restraint when designed and manufactured properly and installed correctly. However, seat belts become absolutely useless in an automobile accident when the seat itself fails. A car seat which is defectively designed or installed incorrectly can come loose in an impact, hurtling the occupant in the passenger compartment, injuring both the occupant and any others who also happen to be in the cabin.defective products

Auto seat defects can occur in a variety of ways:

Seat Backs

If a seat back collapses rearward in a rear impact crash there is the potential to injure the occupant and the passenger in the seat behind. Such defects often result in brain or spinal cord injury. Neither the seat belt nor the airbag can prevent injury when this product defect occurs. More info

Seat Tracks

If the force of a rear impact causes the seat tracks to separate, the seat will collapse backward and throw the occupant toward the rear of the vehicle, likely causing head and neck injury and harm to anyone unfortunate enough to be sitting in the rear seat. Both seat back collapses and seat track separations can occur at relatively low speeds, turning otherwise minor incidents into permanently disabling catastrophic injuries or resulting in death.

Rear Seats

Many rear seats are designed to fold down to provide extra storage space. A poorly-designed rear seat can malfunction in a crash, folding over on the occupant or allowing cargo to hurl forward from the trunk/hatch area into the passenger compartment.

Experienced Legal Representation

While any injury is hurtful to experience both physically and emotionally, it is truly tragic when severe injury occurs in an otherwise minor collision, or due to a faulty design that could have been avoided. Our attorneys have the experience, knowledge and resources to maximize the recovery obtained for our clients.

If you or a loved one has been injured in an automobile accident due to a defective car seat, contact our office to speak with an experienced lawyer about holding the manufacturer accountable for its conduct. More information on this website