Car Accident Lawyers : Underinsured Motorist Claims

Are you having difficulty in filing an uninsured motorist or under-insured motorist claim? Our car accident lawyers can help you with your uninsured / under insured motorist claim.

Uninsured and under insured motorist coverage insurance is an optional form of insurance coverage that many people purchase. In fact, many car insurance providers will include it as part of a default package.

The idea behind this type of insurance coverage is that in the event your vehicle is struck by a driver that does not have any car insurance coverage, or does not have enough car insurance coverage to cover the full extent of you property damage or injuries, you will be able to file a claim against your own insurance company under the uninsured/ under insured portion of your insurance policy.

This is a fairly common scenario because most motorcycle accident drivers only carry the minimum insurance coverage that is required by law. It is very easy for the total of your property damage and personal injury damages to exceed the value of their policy. In most cases, their insurance company is not required to pay beyond the amount of the coverage that their insured purchased.

Difficulties in filing an UM claim

As you are probably aware, the whole idea behind the insurance industry is that they are banking on the fact that they will likely never have to pay out on most policies. Uninsured/ underinsured coverage works the same way only more so. Naturally, you will only receive a payout if you meet certain requirements and so forth.

The biggest hurdle to overcome is that you must completely exhaust the defendant’s insurance policy before any under insured money will be disbursed. If the defendant’s insurance company does not release their policy limits, you may never get be able to take advantage of a UM claim. Thus, it is imperative to have the help of an aggressive car accident injury attorney who can recover the full limits of the defendant’s insurance policy.

Practice Areas: Car Accidents, Trucking Accidents. On the Job Injuries. Wrongful Death. Construction Accidents, Boating Accidents, Premises Liability. Contact Us

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The personal injury attorneys of our Law Office have provided the information on this site to help inform the public about the potential application of civil law to certain situations. The information contained in on this website is not intended to help an individual make important legal decisions. An individual should only make a decision related to a legal case after consulting with an experienced and licensed attorney. Do not make any legal decisions based on information found on this or any other websites. Furthermore, laws and statutes change on a regular basis and information or results mentioned on this website may be based on laws or statutes that are no longer current. Additionally, every case is slightly different and will have its own subtleties and variations, and every case is subject to subtleties imparted by way of nuances imposed by the jurisdiction in which the case takes place and other outside factors such as preexisting agreements including binding arbitration, waivers, insurance coverage stipulations and policy terms, etc.

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Seat belts are an effective means of restraint when designed and manufactured properly and installed correctly. However, seat belts become absolutely useless in an automobile accident when the seat itself fails. A car seat which is defectively designed or installed incorrectly can come loose in an impact, hurtling the occupant in the passenger compartment, injuring both the occupant and any others who also happen to be in the cabin.

Auto seat defects can occur in a variety of ways:

Seat Backs

If a seat back collapses rearward in a rear impact crash there is the potential to injure the occupant and the passenger in the seat behind. Such defects often result in brain or spinal cord injury. Neither the seat belt nor the airbag can prevent injury when this product defect occurs. More info

Seat Tracks

If the force of a rear impact causes the seat tracks to separate, the seat will collapse backward and throw the occupant toward the rear of the vehicle, likely causing head and neck injury and harm to anyone unfortunate enough to be sitting in the rear seat. Both seat back collapses and seat track separations can occur at relatively low speeds, turning otherwise minor incidents into permanently disabling catastrophic injuries or resulting in death.

Rear Seats

Many rear seats are designed to fold down to provide extra storage space. A poorly-designed rear seat can malfunction in a crash, folding over on the occupant or allowing cargo to hurl forward from the trunk/hatch area into the passenger compartment.

Experienced Legal Representation

While any injury is hurtful to experience both physically and emotionally, it is truly tragic when severe injury occurs in an otherwise minor collision, or due to a faulty design that could have been avoided. Our attorneys have the experience, knowledge and resources to maximize the recovery obtained for our clients.

If you or a loved one has been injured in an automobile accident due to a defective car seat, contact our office to speak with an experienced lawyer about holding the manufacturer accountable for its conduct. More information on this website

If you have never been through a personal injury case, you’ll have questions about how much your claim is worth. Since there is not a standard formula for determining how much you are entitled to, it’s important to find an experienced personal injury attorney to represent you.

If your health insurance is through Medicare or Medicaid, your medical bills will be paid according to their policies and guidelines. However, these federal programs will have a lien on your settlement. This lien can have a significant impact on when you’ll receive your settlement funds. Please visit this site

A lien on your settlement can delay payment to you of the settlement funds. In cases of Medicare and Medicaid, these federal agencies are not known for quickly settling liens. It can often take weeks or months to receive an answer to questions about your lien. One way to shorten this time is to retain the services of an attorney that has experience with Medicaid and Medicare in relation to a personal injury claim.

Sometimes, it’s just difficult to find a physician that will accept Medicare or Medicaid. We can often recommend physicians who will accept this form of payment or those that will wait until after you receive the settlement funds to receive payment. In most cases, these physicians are also very experienced with car accident injuries, so you can rest assured that you’re receiving the highest level of care.

While you’re never required to use the services of a specific physician for a personal injury, your attorney’s recommendation should be carefully considered. Most physicians have worked in some capacity on a personal injury case and they alone are able to fully understand your injuries and recovery time. In order to maximize a personal injury settlement, a complete physician’s report must be filed with the court. It will list the extent of your injuries, your prognosis, whether there are any permanent disabilities, recommended future care, and whether or not you’ll be able to return to work.

Your car accident lawyer will help document the accident scene. An experienced attorney will thoroughly investigate the accident scene, collect any remaining evidence, take photographs and videos, and speak with witnesses. You want an attorney that has access to auto accident experts, such as accident reconstructionists. This specially trained auto accident expert can explain to the Court all of the relevant factors relating to the accident. While most insurance companies keep experts such as these on their payroll, what your expert witness has to say about your particular accident will have an impact on the settlement offers and judgments.

It’s easy to see why you need an experienced auto accident attorney. There are simply too many factors to consider and effectively deal with to tackle it yourself. Let your attorney deal with all of this and you just concentrate on your recovery.

In order to ensure your rights are protected,

Get a Free Consultation from our firm. We will help you learn your options, and determine the best strategy to get the fair and full compensation you and your family deserve.

A personal injury attorney can offer you help to make your claim for compensation if you have been a victim of personal injury. You can get the expertise help of a personal injury attorney, if you wish to make your personal injury rights work for you.
Adding to that a personal injury lawyer can offer you free initial consultation. This is to enable you to see whether you have a personal injury case or not and if you have a personal injury case, what steps you can take. It is important to know the costs or fees that a personal injury attorney charges for fighting a case. More information on this website
There are many personal injury attorneys who work on a no win, no pay basis. This means that you do not have to pay, until your personal injury attorney has won the case or compensation for you. This is mostly the case, where strong provable evidences are available. It is better to be aware of the workings of personal injury cases, so that you can ask your personal injury attorney to inform you about the cost in advance. This way, you might not be required to pay the attorney's fees as everything will be adjusted along with the final compensation package. There are many attorneys who provide payment options, involving reduction of fees, if the case is won. Search for the best personal injury attorney, through the web. Remember to get a personal injury attorney who is considerate about your needs and is ready to go stand by you all the way.

There are many beautiful places in the state of Texas full of great sights, historic places and fun entertainment. Unfortunately we experiences numerous incidents of personal injuries every year. Victims can get in touch with well known personal injury lawyer attorneys in order learn their personal injury rights. For all victims and sufferers of personal injuries, who wish to make a claim for compensation for the pain and losses suffered, they can contact the best personal injury lawyer attorneys. There are many practicing personal injury lawyers available, so finding a personal injury lawyer will not be a problem.

There are numerous law firms where expert and professional personal injury lawyer attorneys practice. You can get in touch with a suitable personal injury lawyer of your choice by searching the internet. So just get in touch with a renowned personal injury lawyer and do not miss your chance of making your claim for compensation, if you have been a victim of personal injuries. Please visit this website